Interest Free Finance
Don’t let upfront costs get in the way of important dental treatment.
With our payment options, you can book your treatment immediately and spread the cost 0%!
Ask one of our helpful team members to take you through your options and find the plan that works best for you!
The way the payment option works is that your treatment is covered by a loan from Chrysalis, which you then pay back in monthly instalments. We offer interest free finance up to 12 months, and interest-bearing finance at 9.9% APR over longer terms.
How do I apply?
You will need to complete a simple, online credit application, which one of our team can help you with or you can apply now.
How much can I borrow?
You can borrow between £350 and £25,000, subject to status. You must be aged 18 and over to apply, and you must have lived in the UK for at least 3 years.*
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority under Firm Reference Number 631193. Chrysalis Finance Limited works with a panel of lenders.
Ivory Dental Practice Ltd is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.
Representative Example: Total amount of Credit £3,000.00. Total charge for credit £0.00. Total Amount Repayable £3,000.00. Repayable by 10 monthly payments of £300.00. Representative 0.0% APR. Example based upon a dental procedure costing £3,000.00 repayable over 10 months. Acceptance is subject to status. Terms and conditions apply.